4 Point Inspection

A 4-point inspection is a common requirement for homeowners insurance policies, particularly for older homes or homes with certain risk factors. A 4-point inspection in Florida covers four specific areas of the home: roof, electrical system, plumbing system, and HVAC system. Blair’s Property Inspections will assess the condition of each of these areas and identify any potential issues or hazards. In Florida a 4-point inspection is required by insurance companies before they will issue a policy on an older home or a home with certain risk factors. The inspection may also be required if the homeowner is making changes to their insurance policy, such as increasing
coverage or changing insurance providers. An inspection report must include specific information about the condition of each of the four areas of the home, including any issues or hazards that were identified. The report must include photographs of each area that was inspected. This is an important step in obtaining homeowners insurance and can help identify potential issues or hazards that need to be addressed before an insurance policy can be issued.